Considering a Short Sale? What To Expect From the Bank If you are considering a short sale on your home in Santa Monica, and anywhere else, you must receive bank approval to move forward with any buyer for your home. The bank will be taking a loss, and prior to approving a short sale will request [...]
Buyers and sellers want to know who pays the closing costs in a short sale? As a buyer you want to ask your agent this question before you write an offer. The best time to ask it is during your first meeting. In a short sale all terms, conditions and closing costs are subject to [...]
In California, lenders who intend to foreclose on a property when the loan is delinquent typically use the nonjudicial foreclosure process also known as a trustee’s sale. This process is less expensive for the lender than the judicial foreclosure process. A nonjudicial foreclosure doesn’t require a court proceeding and, thus, is a more expeditious process. [...]
How Can a California Short Sale Specialist Help Troubled Homeowners? Even with moving assistance and financial aid packages starting to pour in from banks, there are still hundreds or even thousands of homeowners who won’t qualify for such help and are thus in dire need of the services of a Santa Monica short sale specialist. [...]
If your home is considered residential 1-4 units, then yes, according to CAR legal series you are relieved of debt obligations. However, be aware, that there are many changes happening on the local and national level each month. They are in favor of th…
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Stop paying your mortgage in Santa Monica?
It must be your decision, and be sure to find out if your lender will consider a short sale on your home in Santa Monica prior to. Consult with your Realtor, call your lender, and an attorney. Another good per…
